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One size does not fit all: cohabitation agreements

Date:4 APR 2022
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Yasmin Khan-Gunns Associate at BLM
Grainne Fahy Partner at BLM

Those seeking a cohabitation agreement tend to fall within three groups. Group 1 consists of those wishing to purchase their first home. They tend to be of the younger generation; they want to protect their investment particularly if there has been or will be an unequal contribution towards the deposit or mortgage payments or they want to protect money advanced by family members to help them purchase. Group 2 consists of those who have been married before or are widowed. This group tends to be of the older generation; they are looking to protect assets they have acquired over the years primarily to pass them down to future generations. What then of Group 3? This group tends to consist of people who are middle aged and working; they have been living together for a lengthy period of time have children family pets joint bank accounts joint life insurance policies mingled assets and potentially an investment or holiday home. Whilst it is uncommon for this group to seek a cohabitation...

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